News Summary
Health Alliance Plan (HAP) and Henry Ford Health have introduced Henry Ford Health Select, a new health insurance plan aimed at helping Michigan businesses manage healthcare costs. By providing access to a wide network of providers and significant savings on premiums, the plan hopes to improve healthcare accessibility and quality for local employers. Since its launch, over 4,000 individuals have enrolled in the plan, which is set to expand further in the coming years. HAP reports significant growth, alongside a leadership change to strengthen its operations in the region.
Detroit, Michigan – Health Alliance Plan (HAP) and Henry Ford Health have launched a new health insurance offering called Henry Ford Health Select, designed to help Michigan businesses manage the rising costs of healthcare while providing coordinated care. The initiative aims to provide more affordable and quality healthcare options, catering specifically to the needs of local employers.
Available in seven counties including Wayne, Oakland, Macomb, Lapeer, Genesee, Jackson, and Washtenaw, Henry Ford Health Select employs a comprehensive approach, emphasizing value and health outcomes. By enrolling in the plan, businesses can benefit from savings of 15-20% on premium costs while gaining access to a vast network of over 9,400 affiliated providers and more than 550 care sites, which include 13 acute care hospitals.
This new plan is designed as a Health Maintenance Organization (HMO) and an Exclusive Provider Arrangement (EPA), meaning members will need to choose a primary care provider (PCP) and obtain referrals for specialty care. This structure is intended to streamline care and manage costs effectively. Coverage also extends to ancillary services such as lab work, imaging, therapy, and urgent care through HAP’s established network.
Financial Performance and Membership Growth
Since the rollout in January 2025, over 4,000 individuals have already chosen the Henry Ford Health Select plan. Previously conducted pilot programs indicated significant improvements in health outcomes when insurance and health services are integrated. Notably, members enrolled in HAP’s Henry Ford Medicare Advantage plan scored 6% higher on key Medicare quality measures compared to those in other plans offered by HAP.
Future Developments
Looking ahead, quoting for employer groups is set to commence in fall 2025, with coverage expected to begin on January 1, 2026. The Henry Ford Health Select plan will also be accessible to individuals and families via the Health Insurance Marketplace through HAP CareSource, with coverage slated to start in 2026.
Strategic Network Expansion and Leadership Changes
HAP reported a net income of $32.4 million on $2.47 billion in revenue for the year 2024, a period during which the organization expanded its member database by 20%. This growth included 76,000 new members following Henry Ford Health’s acquisition of eight Ascension hospitals. Additionally, HAP entered into new agreements with hospitals in Lansing and a physician-hospital organization located in the northwestern Lower Peninsula, which expands their network by adding 15 hospitals and over 1,300 providers.
In a significant leadership change, Margaret Anderson, who had been serving as interim president, has been appointed as the permanent president of HAP. This decision followed her successful management and the organization’s growth in 2024. Under her leadership, HAP aims to strengthen its presence across Michigan and enhance competitive options for healthcare consumers in the region.
Conclusion
The launch of Henry Ford Health Select marks a new chapter in healthcare offerings in Michigan, providing much-needed solutions to rising costs while reinforcing the importance of coordinated and quality-care models. As HAP continues to grow and adapt within the healthcare landscape, businesses and individuals alike are likely to benefit from the enhanced healthcare options and improved outcomes.
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Additional Resources
- Crain’s Detroit: Health Alliance Plan Returns to Profitability
- Wikipedia: Health Insurance in the United States
- DBusiness: Henry Ford Health Announces New President for Health Alliance Plan
- Google Search: Health Coverage Plans Michigan 2024
- Crain’s Grand Rapids: Health Alliance Plan Adds 15 Hospitals
- Encyclopedia Britannica: Health Care
- Detroit Free Press: Henry Ford Health Ascension Joint Venture Update
- Google News: Henry Ford Health New Health Insurance
Author: STAFF HERE DETROITMI WRITER
DETROIT STAFF WRITER The DETROIT STAFF WRITER represents the experienced team at HEREDetroitMI.com, your go-to source for actionable local news and information in Detroit, Wayne County, and beyond. Specializing in "news you can use," we cover essential topics like product reviews for personal and business needs, local business directories, politics, real estate trends, neighborhood insights, and state news affecting the area—with deep expertise drawn from years of dedicated reporting and strong community input, including local press releases and business updates. We deliver top reporting on high-value events such as Movement Electronic Music Festival, Detroit Grand Prix, and America's Thanksgiving Parade. Our coverage extends to key organizations like the Detroit Regional Chamber and Focus HOPE, plus leading businesses in automotive and healthcare that power the local economy such as General Motors, Ford Motor Company, and Henry Ford Health. As part of the broader HERE network, including HEREGrandRapids.com, HERENorthville.com, HERENovi.com, and HEREPlymouth.com, we provide comprehensive, credible insights into Michigan's dynamic landscape.
